What is NiyoX, and what does it offer? ● NiyoX is your solution to simplified banking. ● Opening a digital savings account with NiyoX is a breeze. It's fast, efficient, 100% paperless, and can be done from anywhere. ● With NiyoX, you get the best interest rates on savings and free online fund transfers. ● We offer zero Account Maintenance Charges, 0% commission on Mutual Funds investment, and best in the industry interest rates on your savings. ● Track your EPF with a single click. ● Get Personal Loans quick & 100% digital - Tenure: 90 days - 36 months - Interest rate: 16-36% p.a. - Processing fee: 2.5-5% of loan amount with min. processing fee of {1000 + 18% GST} Example: - Loan amount: 750,000 - Tenure: 12 months - Interest rate: 22% - EMI amount: 74,680 - Total interest payable: 76,160 - Processing fee (incl. GST): 71,475 - Disbursed amount: 748,525 - Total amount payable: 756,160 - Total cost loan: 37,635 NBFC Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI. What sets NiyoX apart in terms of banking convenience? ● NiyoX is designed to make banking quick and easy, simplifying complex financial jargon. ● We provide an intuitive, easy-to-use app offering Savings accounts and investment options. ● We prioritize simplicity, safety, and smart solutions, putting you in charge of your finances. Can you highlight some key features of NiyoX that make it stand out? NiyoX excels in providing: ● Digital Account with exceptional offers ● Virtual Debit Card for online transactions ● Card locks and limits for expense control ● The Wave feature to protect your account balance ● In-app support and a Niyo Community forum for assistance and feedback How easy is it to open a NiyoX Savings Account? ● Opening a NiyoX Savings Account is simpler than roasting papad! All you need is a PAN and Aadhaar. ● Just download the NiyoX App, enter your details, and start managing your finances effortlessly. What benefits can I expect with a NiyoX Savings Account? A NiyoX Savings Account offers: ● Zero balance requirement ● Best in the industry interest rates on your savings ● Digital Account with exceptional offers ● 5 lakh insurance for your funds by DICGC How does NiyoX provide digital banking services with a human touch? ● NiyoX brings the entire world of banking to your smartphone, eliminating the need for physical branches, queues, and paperwork. ● We provide 24/7 support, strong encryption protocols to secure your funds, and a seamless digital banking experience. ● NiyoX takes permission to access your SMS to customize personal finance insights. It includes bank balances of savings accounts too. Terms and Conditions: https://static.goniyo.com/legal/ Terms_conditions.pdf Update How does NiyoX ensure the safety of my money and transactions? ● Your funds are securely held in your Banking partners, trusted by millions. ● NiyoX uses robust encryption protocols to protect your financial assets, even though there are no physical branche. Discover banking simplified with NiyoX - your modern banking companion. You can reach out to our team at: niyox.escalations@goniyo.com
